Disclosures

No offer

Nothing on this website is an offer to sell or a solicitation of an offer to buy any investment or security, a commitment to lend, an offer of credit, or an offer to purchase any property. Information here is general and for orientation only. Any actual arrangement between you and Red Rugger LLC is governed exclusively by the written agreements signed by both parties, which control in the event of any conflict with this website.

Target returns are targets, not promises

Any return figures shown on this website — including target annualized returns, target cash‑on‑cash returns and target equity multiples — are objectives we underwrite toward, not guarantees, projections of actual results, or commitments to pay. They are based on assumptions that may prove incorrect.

Actual results depend on property performance, occupancy, rent growth, renovation costs, financing terms, insurance costs, property taxes, the sale price achieved and general market conditions. Actual results may be materially lower than any target shown, distributions may be reduced or suspended, and you may lose some or all of the capital you invest. Past performance does not predict or guarantee future results.

Risk of loss

Investing in private real estate is speculative and involves a high degree of risk, including the risk of losing your entire investment. Risks include, without limitation: illiquidity and the absence of any secondary market; the use of leverage, which magnifies both gains and losses; changes in interest rates and operating expenses; tenant defaults and vacancy; adverse local, regional or national economic conditions; natural disasters and severe weather; insurance availability and cost; regulatory and zoning changes; construction and renovation cost overruns and delays; the possibility that a property cannot be refinanced or sold on acceptable terms; and reliance on Red Rugger's management.

Do not commit capital you may need access to before the end of the agreed term, and only participate if you can bear a complete loss.

Illustrative information

Comparisons, structural descriptions, timelines and process descriptions on this website are provided for illustration and education only. They do not describe the terms of any particular transaction. Actual terms are set out exclusively in the written agreements for that transaction.

Not advice

Red Rugger LLC is not a registered broker‑dealer, investment adviser, law firm or accounting firm, and does not provide investment, legal, tax or accounting advice. Nothing here is a recommendation to pursue any investment or strategy. Any discussion of tax treatment, including depreciation, is general in nature and its application depends entirely on your individual circumstances. Consult your own attorney, certified public accountant and financial adviser before making any decision.

Testimonials

Testimonials on this website relate to service experiences and are not representative of any investment result. They may not reflect the experience of other clients and are no guarantee of future performance or success.

Lending disclosures

Loan products described on this website are offered by Red Rugger LLC and through its lender network for business‑purpose transactions only, secured by non‑owner‑occupied investment property. They are not consumer mortgage products and are not available for owner‑occupied residences. All rates, terms, advance rates and loan‑to‑value ratios are indicative, are quoted per transaction, and are subject to underwriting, property valuation, title review and lender approval. Nothing here constitutes a commitment to lend or an offer of credit, and submitting an enquiry or pre‑qualification form is not an application for credit.

Property purchase disclosures

Red Rugger LLC purchases investment property only and does not purchase primary residences. We purchase directly as a principal for our own account. We are not acting as your real estate agent or broker, we do not represent your interests in a transaction, and we are not REALTORS™. Because we buy at a price that accounts for condition, holding costs, renovation and risk, an offer from us may be below what the property could achieve through a traditional listing. You are under no obligation to accept any offer and are encouraged to seek independent advice.

Fair housing and equal opportunity

Red Rugger LLC supports and complies with the Fair Housing Act and applicable state and local fair housing and equal credit opportunity laws.

Third‑party information

Certain information may come from third‑party sources believed to be reliable. Red Rugger LLC has not independently verified it and makes no representation as to its accuracy or completeness.

Questions

Direct any question about these disclosures to redrugger1949@gmail.com or 917-682-3643.

Last updated: 2026.