Straight answers, including the awkward ones.
Three sections: investing with us, borrowing from us, and selling to us. If your question isn't here, call 917-682-3643 — you'll get a person.
Investing with us.
We work with private investors on a relationship basis rather than running an open, advertised offering. Which opportunities are appropriate for you depends on your circumstances, your experience and what you're trying to achieve — and that's exactly what the first conversation is for. If something isn't a fit, we'll say so.
$25,000 for multifamily investments. We state it plainly rather than making you ask, because a minimum discovered three emails in wastes everyone's time. Lending and project partnerships can start lower, and individual opportunities may set their own minimum — which will always be stated in writing up front.
Plan on five to seven years. There is no early redemption and no secondary market — do not invest money you might need before the hold period ends. Liquidity events happen at a refinance or a sale, both of which are decisions made on the numbers at the time rather than on a fixed date.
Distributions typically begin once a property is stabilized, and are paid quarterly from that point. They are never guaranteed. A property that underperforms can have distributions reduced or paused, and any sponsor who tells you otherwise is describing a product that doesn't exist.
It depends on the structure, and it is always stated in writing before anything is signed — no arrangement is ever presented to you with the economics left vague. The part that matters more: we put our own capital into the deals we operate, so most of what we make depends on the property actually performing rather than on getting a deal closed.
Distributions can be cut or suspended, the hold period can extend, and in a severe case investors can lose some or all of their capital. That's the honest answer. What we control is exposure: fixed‑rate or fully capped debt so a rate move can't force a sale, reserves funded at closing so a bad quarter doesn't become a capital call, and underwriting based on what a property earns today rather than a forecast.
You'll receive a Schedule K‑1 each year reporting your share of income, deductions and depreciation. Because of depreciation, many investors receive cash while showing a taxable loss on paper. We are not tax advisers — your outcome depends entirely on your own circumstances, so bring your CPA into the conversation before you invest, not after.
We target delivery in time for the standard filing deadline and will tell you the specific date each year. Partnership returns can run late for reasons outside a sponsor's control, so many investors in private real estate file an extension as a matter of routine. If a K‑1 is going to be late, you'll hear it from us before you have to ask.
Commonly yes — through a self‑directed IRA, a solo 401(k), a trust or an entity you control. There are extra steps and some tax nuances, including unrelated business taxable income where leverage is involved. Raise it early so your custodian and CPA can be part of the conversation.
Plenty. Lending against a property and partnering on a single project generally start lower than an ownership position in a larger apartment building. And the rest of the business is open to anyone: we lend to investors doing their own deals, we buy investment property in any condition, and our fix and flip and buy and hold services have no minimum at all. Get in touch and tell us where you're starting from.
Private money lending.
Qualification focuses on the value of the property rather than your credit score. Credit may still be reviewed, but a strong deal with a clear exit carries far more weight than a perfect credit file attached to a weak one.
Quick approval and funding is the reason private money exists. Timing depends on the property review, title and how complete your information is when you send it — which is why the pre‑qualification form asks about scope and exit up front. We'll give you a realistic timeline on the first call, not an optimistic one.
Quoted per deal, because they depend on the property, the scope of work, the exit and your track record. Anyone quoting a rate before seeing the deal is quoting a headline you probably won't get. Send the details and you'll get real numbers.
Yes — that's exactly what our stabilized financing does. If you decide to keep a property you originally bought to flip, we can convert the short‑term loan into longer‑term rental debt and support the portfolio from there.
No. All of our lending is for business purposes and secured by investment property. We don't originate owner‑occupied consumer mortgages.
Selling a property to us.
Once you've completed the form, one of our real estate solutions specialists will contact you shortly — usually within 24 hours. In some situations we'll need to gather additional information. We'll research the property and discuss all the details with you. We may be able to make you an offer right over the phone, or in most cases we'll arrange to view the property and make you an offer then.
Investment property only — we do not buy primary residences. Within that, we buy in any condition, in any market, in any price range, in any situation: rentals, tenant‑occupied buildings, inherited property you don't live in, small multifamily, and land held for investment. We'll buy it as‑is — you don't need to do ANY repairs.
Exactly that. Whether the property is in foreclosure, over‑leveraged, condemned, has liens or health department violations, has not been maintained, is fire damaged, or is about to fall down — we can buy it. The one thing we won't buy is the home you live in.
Red Rugger LLC is a real estate investment and solutions company. We are property acquisition specialists who buy directly from owners — we want to BUY your property. There is never a charge or a commission when we buy it. However, if listing the property is the best solution, then we can and will connect you with a recommended licensed agent.
Nothing. We do not charge you any fees to discuss your situation, make you an offer, or buy your property.
No. There is no obligation on your side. We'll simply review the information, make you an offer, and you choose to accept or reject it — totally your choice.
Absolutely, 100%. Your privacy is of the utmost importance to us and any information you provide is completely confidential. If you want to deal with a reliable, reputable company who will treat you with professionalism, understanding and respect — you have come to the right place.
Yes. Red Rugger LLC is a professional real estate solutions company with years of experience solving these difficult situations. Please contact us for a confidential consultation.