Conventional lenders underwrite you. We underwrite the property. That single difference is why an investor with a good deal and an imperfect credit file can close here in days instead of losing the contract.
Quick approval and funding processes to help you capitalize on investment opportunities without delay. In a competitive market, certainty of close is worth more to a seller than the last few thousand on price.
Customized loan terms built around the actual plan for the property — the renovation scope, the timeline and the exit — instead of forcing your deal into a product that was designed for someone else's.
Easier qualification criteria than conventional loans, focusing on the value of the property rather than your credit score. The asset is the collateral, so the asset is what gets examined.
All loans are for business purposes and secured by investment property. We don't do owner‑occupied consumer mortgages.
Program 01
Short‑term loans for purchasing and renovating distressed properties, with flexible terms and competitive rates designed to maximize your profit rather than ours.
For: investors buying a property to improve and sell.
Get pre‑qualifiedProgram 02
Long‑term loans for acquiring rental property, plus stabilized financing that converts an existing fix‑and‑flip loan into a rental property loan when you decide to keep it.
For: investors keeping property for income.
Get pre‑qualifiedProgram 03
Interim financing between a purchase and a sale, with fast approval and terms customized to the timing problem you're actually solving.
For: investors caught between two closings.
Get pre‑qualifiedRates, terms and loan‑to‑value are quoted per deal. Every figure depends on the property, the scope of work, the exit and your experience. Nothing here is a commitment to lend, and all loans are subject to underwriting, property review and lender approval.
Address, purchase price, scope of work and your exit. Five fields, not a full application.
We tell you quickly whether it's fundable and roughly on what terms — including when the answer is no.
Written terms so you can make an offer with confidence, or take a signed contract to the closing table.
Valuation and title, then funding. We stay on the file to closing support rather than handing you off.
Whether you want passive ownership in apartments, financing for your next deal, or a clean exit from a property you no longer want — the first step is the same. One conversation, no obligation.
Or call 917-682-3643 — you'll reach a principal, not a call center.
